# How do I add or update my card on file?

## You can easily update your payment method through the customer portal.

**Credit Card Pay Step-by-step instructions:**

01. Log into your customer portal at [Kin.com](https://www.kin.com/?hsLang=en)
02. On the home page, find your policy
03. Hover over and click the **Payments** section
04. On the Payments page, you'll see your current card on file (last 4 digits)
05. Click the **Update Card** button

06. A modal window will appear
07. Enter your new card information:
    - Name
    - Card number
    - Expiration date
    - CVV/Security code
    - Billing zip code
08. Click **Save**
09. You'll see a confirmation that your card was updated successfully
10. Your new card will now be used for all future payments

**Important notes:**

- The new card replaces your old card completely
- Your next scheduled payment will use the new card
- If you have multiple policies, you'll need to update the card for each policy separately
- All credit card customers are enrolled in autopay

**If you're Escrow Pay:**

You don't need a card on file unless you want to make a one-time payment. You can add a card while making a payment and choose whether to save it for future use. There must be a payment due for the option of **Make Payment** to appear.