# Research at Kin

## Kin’s 2026 Midyear Homeownership Report: Rising costs, a frozen market, and homeowners under pressure

[**Kin’s 2026 Midyear Homeownership Report: Rising costs, a frozen market, and homeowners under pressure**](https://www.kin.com/blog/kin-2026-midyear-homeownership-report/)

## 37% of Georgia homeowners say Hurricane Helene changed their views on owning a home in the state

[**37% of Georgia homeowners say Hurricane Helene changed their views on owning a home in the state**](https://www.kin.com/blog/georgia-homeowners-insurance-survey-2026/)

Hurricane Helene reshaped how Georgia homeowners view risk, insurance, and affordability. See what the data reveals about the road ahead.

## More than 1 in 3 Texas homeowners say it was 'somewhat' or 'very' difficult to find insurance coverage

[**More than 1 in 3 Texas homeowners say it was 'somewhat' or 'very' difficult to find insurance coverage**](https://www.kin.com/blog/texas-homeowners-insurance-survey-2026/)

New data reveals 37% of Texas homeowners struggle to find affordable Texas home insurance. See our study on rising costs & severe weather.

## Kin’s 2026 women homeowners trend report

[**Kin’s 2026 women homeowners trend report**](https://www.kin.com/blog/2026-women-homeowners-study/)

## 1 in 3 American homeowners could be overpaying for insurance — here’s why

[**1 in 3 American homeowners could be overpaying for insurance — here’s why**](https://www.kin.com/blog/home-auto-bundling-survey-2026/)

## Kin’s 2026 Homeownership Trends Report

[**Kin’s 2026 Homeownership Trends Report**](https://www.kin.com/blog/kin-homeownership-trends-report-2026/)

## 60% of California homeowners have struggled to find affordable home insurance over the last three years

[**60% of California homeowners have struggled to find affordable home insurance over the last three years**](https://www.kin.com/blog/california-home-insurance-survey-2025/)

## More than half of American homeowners say “debt freedom” has replaced homeownership as the American Dream

[**More than half of American homeowners say “debt freedom” has replaced homeownership as the American Dream**](https://www.kin.com/blog/american-dream-and-homeownership-survey-2025/)

## 75% of American homeowners say home renovation TV shows make DIY projects look “easier and cheaper” than reality

[**75% of American homeowners say home renovation TV shows make DIY projects look “easier and cheaper” than reality**](https://www.kin.com/blog/2025-home-repairs-and-renovations-survey/)

## Gen Z expects more: Why Gen Z homeowners are harder to please

[**Gen Z expects more: Why Gen Z homeowners are harder to please**](https://www.kin.com/blog/gen-z-home-insurance-satisfaction-survey/)

## Gen Z homeowners are 27% more likely to have “buyer’s remorse” than previous generations

[**Gen Z homeowners are 27% more likely to have “buyer’s remorse” than previous generations**](https://www.kin.com/blog/generational-homeownership-survey-2025/)

Plus, nearly half of American homeowners say ownership has increased their stress.

## 48% of US homeowners shy away from these disaster-prone states

[**48% of US homeowners shy away from these disaster-prone states**](https://www.kin.com/blog/2025-natural-disasters-and-homeowners-survey/)

Extreme weather is reshaping where Americans want to live: Nearly three out of 10 would avoid purchasing a home in Florida or California due to disaster risks.

## 18% of American homeowners say they’re underinsured

[**18% of American homeowners say they’re underinsured**](https://www.kin.com/blog/2025-underinsurance-survey/)

Nearly 1 in 5 homeowners don’t have enough coverage to fully replace or repair their home in the event of a loss.